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Contractor Insurance – What is it?

Contractor Insurance - Contractor Discussing Housing Plans

In simplest terms, contractors insurance is a coverage option to protect your business from financial loss due to work-related accidents such as lawsuits and liabilities. You never know when something may happen where the financial security may come in handy. Not only does it protect your business and employees, but oftentimes it is a requirement.

Anyone that is a contractor, subcontractor, or independent tradesman may, and should, have commercial contractor insurance. Some occupations may include, but are not limited to painters, heating and air, electricians, plumbers, landscapers, and construction workers. Contractor insurance comes with different prices, as there are different components that factor into each coverage option. For example, plumbers may be exposed to different risks than a painter would, so their coverage would not include all of the same elements.

Alongside contractors insurance, you may also need coverage for workers’ compensation and commercial auto insurance. If you’d like to know more information on your specific needs, and what the best coverage option is for you, feel free to contact us through any of the following options:

Lyndhurst, NJ – (201) 933-3333

Bloomfield, NJ – (973) 566-6666

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An Insurance Agent’s quick response and good follow-up can make a difference. Representing over 50 major Insurance Carriers, offering exceptional discounts and 24 hour service. Abbott/Milano Insurance Agency has been servicing Home insuranceAuto insuranceCommercial Insurance, and Workers Compensation in NJ, NY & PA for over 60 years. Languages spoken: Spanish, Portuguese, Filipino and Polish.