Business Owners Insurance

Insurance coverage for businesses of all sizes.

Abbott/Milano Insurance Agency offers business owners insurance.

A Business Owners Policy (BOP) integrates business property and business liability insurance into a single, comprehensive policy. Collaborating with you, we will tailor coverage to safeguard your business from a range of industry-specific risks.

Why is business owners insurance essential for your business?

Given that your business encounters unforeseen challenges regularly, inherent risks persist. Whether it pertains to potential damage or loss to your property or concerns related to customers, the most effective means of safeguarding your business involves having the appropriate policy in place. By opting for the convenience of a BOP, you can mitigate risks and concentrate on the future trajectory of your business.

One policy, dual coverages.

Commonly referred to as BOP, a business owners insurance policy lives up to its abbreviation by delivering a powerful combination of two distinct coverages.

Incorporates property insurance.

The initial component is property insurance, which addresses risks linked to your business premises, equipment, and vehicles. Moreover, it frequently encompasses potential loss of business. This coverage is indispensable as it safeguards your business, assets, and income. To illustrate, here are some key coverages to contemplate within your business owners policy:

Also encompasses liability insurance protection.

The second category is liability insurance, which addresses harm to individuals you engage with and their possessions. It’s crucial to note that liability insurance typically excludes coverage for risks related to professional services, such as damages resulting from providing clients with inaccurate advice. The inclusion of liability coverage in your business owners policy is essential, especially in scenarios where:

Tailored coverage for your business.

Opting for a business owners policy (BOP) allows you to address all these risks comprehensively, significantly reducing stress and providing peace of mind. Policies are typically customized to suit your specific needs, with pricing varying based on your business. Importantly, it is usually more cost-effective than obtaining separate policies for each element.

Understanding the distinctive needs of your business.

Our expertise lies in crafting a business owners policy that aligns perfectly with your business. We prioritize understanding your unique requirements to develop the right policy that safeguards your business, income, and assets. Ultimately, our goal is to contribute to the success of your business. Initiating with the right BOP coverage tailored to your needs is the optimal starting point.

Therefore, regardless of the nature of your business, it is worth considering the advantages of business owners insurance. Whether you’re a startup or an established business, we will devise a customized plan for you. Contact us today to initiate the process!

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As an independent agency, we are here to help you find the right Business Owners Insurance coverage.


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Our services extend throughout NJ, NY, and PA.

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