Workers’ Compensation Insurance

Essential coverage for a safe, productive workplace.

Abbott/Milano Insurance Agency offers workers' compensation insurance.

Workers’ compensation insurance provides coverage for employees injured on the job or involved in auto accidents while on business, including work-related illnesses. Our collaborative approach aims to find solutions that enhance workplace safety and productivity.

Coverage ensuring your business's welfare.

Workers’ compensation insurance, commonly known as workers’ comp, transcends being a mere legal requirement in certain states. It is an investment in the well-being and security of your employees, protecting your business from potential costly lawsuits. Providing workers’ comp insurance is a proactive measure to safeguard your business interests.

Mandatory in most states.

While specific regulations vary by state, the general consensus is that businesses must secure workers’ compensation insurance for employees, ensuring coverage in the event of on-the-job injuries. This commitment not only fulfills legal obligations but also fosters the retention of skilled and experienced employees, contributing to your business’s long-term success.

What does workers' compensation insurance encompass?

As a business owner, understanding both the risks of injury and the coverage provided by workers’ comp is crucial. In essence, workers’ comp payouts cover medical bills, care costs, and a portion of lost wages. In the most unfortunate circumstances, workers’ compensation insurance extends to cover funeral costs and death benefits.

The potential hazards you encounter in its absence.

Businesses not carrying workers’ comp often face severe legal penalties. Beyond compliance, workers’ comp insurance benefits your business by ensuring employees receive adequate medical treatment, facilitating their return to work in a fit and healthy condition.

Coverage exceeding legal minimums.

Many workers’ compensation insurance policies surpass legal requirements and may cover your legal costs if an employee sues over a workplace injury. This additional safeguard helps protect your business interests.

Integration with other policies.

While standalone workers’ compensation policies are available, you can also frequently obtain workers’ comp coverage as an add-on to other policies, such as business owners policy (BOP), commercial general liability insurance, or professional liability insurance.


Our insurance experts are prepared to assist you in determining the most suitable approach for obtaining proper workers’ compensation insurance for your business. Acknowledging the diverse risks inherent in various industries, we can tailor your policy to suit your specific business needs. Contact us today to initiate the process.

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As an independent agency, we are here to help you find the right Workers’ Compensation Insurance coverage.

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Our services extend throughout NJ, NY, and PA.

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